Corporate Governance

Corporate Bodies

The Administration and supervision of Banco Carregosa are pursued through the action, respectively, of the Management Board and the Supervisory Board, and of the statutory auditor. The Board of Directors delegates the day-to-day management of the company in the Executive Committee.

 

The members of the Governing Bodies in office are the following:

:

 

GENERAL ASSEMBLY

BOARD OF DIRECTORS

SUPERVISORY BOARD

STATUTORY AUDITOR (ROC)

Luís Manuel de Faria Neiva dos Santos
Chairman

Maria Manuela Pereira Antunes Matias
Secretary

Ana Mafalda Mateus Freitas Gonçalves Malafaya
Secretary

Maria Cândida Cadeco da Rocha e Silva
Chairwoman

Jorge Manuel da Conceição Freitas Gonçalves
Vice President

António José Paixão Pinto Marante
Member of the Board of Directors

Homero José de Pinho Coutinho
Member of the Board of Directors

Francisco Miguel Melhorado de Oliveira Fernandes
Chief Executive Officer (CEO)

Fernando Miguel da Costa Ramalho
Executive Director

José Nuno de Campos Alves
Executive Director

Ricardo Jorge Mendes Fidalgo Moreira da Cruz
Chairman

Maria da Graça Alves Carvalho
Member of the Supervisory Board

Rodrigo de Melo Neiva Santos
Member of the Supervisory Board (Alternate)

M. Cunha & Associado – Sociedade de Revisores Oficiais de Contas, Lda, representada por Joaquim Manuel Martins da Cunha
ROC

António Magalhães & Carlos Santos, SROC represented by Carlos Afonso Dias Leite Freitas dos Santos
Alternate

Rules of Conduct

Banco Carregosa bases its performance on high ethical standards, which form the Code of Conduct, which defines the principles and rules to be observed in the relationship with Customers and in safeguarding their interests.

Conflicts of Interest Policy

The Bank's Conflict of Interest Policy establishes the rules that allow the handling of conflicts:
a) Between the Bank and its shareholders;
b) Between the Bank and its Customers;
c) Between the Bank and the other entities of the group;
d) Among Bank Customers.

Irregularities Participation Policy

The Bank provides mechanisms for reporting irregularities, in accordance with its Irregularities Reporting Regulation.

Selection and Assessment of the Adequacy of the Members of the Management and Supervisory Bodies and the Holders of Essential Functions

The Policy for the Selection and Assessment of the Adequacy of the Members of the Management and Supervisory Bodies and the Holders of Essential Functions, complementing the legal and statutory provisions, establishes the selection procedures and requirements to be observed by eventual candidates for those positions.

Remuneration of Members of the Management and Supervisory Bodies

The Remuneration Policy for the Members of the Management and Supervisory Bodies sets out the principles, structure, terms and conditions and to respect the definition of the remuneration of the holders of those positions.

Remuneration and Evaluation Committee

The Regulations of the Remuneration and Evaluation Committee establish the functional bases of that Committee, in accordance with the legislation in force and the Remuneration Policy of the Members of the Management and Supervisory Bodies.

Supervision

Banco Carregosa is subject to supervision and regulation of the Bank of Portugal (BdP) and the Comissão do Mercado de Valores Mobiliários (CMVM). The Bank of Portugal is registered under paragraph 0235 and  at CMVM under number 0169.