Credit Card

Banco Carregosa's credit card is the most flexible and convenient solution for our clients day-to-day needs

A prestigious credit card exclusive for Banco Carregosa clients that allows you to benefit from our best partners’ high-value services.

Pay for all your purchases with total flexibility and security. Convenience and security in a single card.

Banco Carregosa’s credit card also comes with an excellent insurance package, so you can travel with peace of mind.

Featuring the 3D Secure system, online purchases are now even more secure, simple, and convenient.


APR: 15,30%

Flexibility in using your card  

every day

• You can use your card across the VISA International System Network VISA


• Cash Advance to your account – Allows the transfer of the credit limit to the demand deposit account


• Fuel tax exemption


• MB Spot service – Allows payment of services in ATMs, associating the Via Verde device to the card, tax and Social Security payments, payment of tolls, purchase CP train tickets, purchase travel tickets, top-up your mobile phone account, inter alia


• STravel insurance – Personal accidents, luggage loss/amage, trip cancellations, and civil liability


 Card with a chip incorporated and a transaction PIN


More protection when buying online with 3DSecure; you can also associate it to MB NET


Protection in the case of card loss or theft

Payment Convenience

20 to 50 days of interest-free credit


Monthly statement


Payment by Direct Debit to the Banco Carregosa account


Choice of balance payment percentage (3%, 10%, 30%, 50% ou 100%)

Associated Costs

Annual fee:


40 € first card holder


15 € other card holders



Card balance payment protection insurance (optional):


0.75% of the outstanding balance


Customer Service:


Tel.: + 351 226 086 460




Cancellation number available 24h/day, 365 days a year

The Banco Carregosa card offers you 20 to 50 days of interest-free credit.

In other cases, if the full balance is not paid, an APR rate of 15.30% will apply.

Example for 1,500€; 12-month term, including annual fee; Nominal APR 7.75%.

Valid for new memberships from 1 October 2020.

Card issued by UNICRE. For more information, contact Unicre – Instituição Financeira de Crédito, S.A.


Private Banking Exclusive Contact

Opening hours: Monday to Friday, from 9 a.m. to 6 p.m.

More about Private Banking