Margin Loan Account
Margin loan accounts allow you to leverage financial investments up to five times. A margin is required for each position, which must be hedged at all times by the client’s assets.
Magnification of gains and losses
Magnification of gains and losses collaterised by eligible assets in the clients account. Leverage up to 5 times.
Customisation
Current account credit where you pay interest only on the amount used. Interest rates to suit you.
Diversity
Over 3,000 eligible securities, including stock, bonds and investment funds. Click here to check the list of eligible instruments.
Growth
A margin account with 5 times leverage. For example, with €100,000 you can buy up to €500,000 of securities with a margin of 20% or less.
"The Loan Margin Account is a solution designed for discerning investors, offering structured and diversified strategies to magnify expected investment returns."
João Queiroz
Head of Trading
How much does it cost?
An interest rate indexed to 1-month Euribor is applied, with a spread that depends on the loan granted:
The margin account is only available for loans above €75.000.
What instruments can I trade?
See the list of eligible instruments here.
For more information, please s ee our FAQ and our Price List.
Leverage solutions to boost the financial results of your investments.
Financial characteristics: representative example
Minimum APR of 3.236% and maximum APR of 3.781%, calculated on the basis of a minimum APR of 3.184% and a maximum APR of 3.684%, resulting from the application of the 1-month Euribor index of June 30, 2025 with a minimum spread of 1.25% and a maximum spread of 1.75%. The APR also includes the activation fee and is exempt from the remaining management, immobilization and repayment fees, in accordance with the Bank's price list. If the interest rate component (index) is less than zero, the value of the index is considered to be zero (0.000%) when determining the applicable nominal rate and the respective APR. All proposals will be subject to credit risk analysis and decision by Banco L.J. Carregosa, S.A. This document does not constitute a contractual proposal.
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