Credit Management Models
Banco Carregosa's Management Models escrow account allows investment in Management Models or the provision of liquidity to clients with an equity position in Management Models.

Extending results
Extension of results through credit supported on the eligible amounts in the account.
Scope
Possibility of providing liquidity, based on the investment held, for any purpose.
Customization
Current account credit where you only pay an interest rate on the amount used. Interest rates to suit you and your investment.
Flexibility
Collateral adapted to each risk profile and type of Management Model in order to guarantee the necessary flexibility for your investment.
At Banco Carregosa, using a financing line with your financial investments as collateral is quick and flexible. It allows you to strengthen your investment convictions and thus increase your results, or use the available liquidity for other projects you may have in mind.
Bruno Minoya Perez, Diretor Private Banking
Credit limits and pricing

Note: Escrow account with no specific purpose. Maturity 12 months. Study and Organization Commission 300 EUR.

Leverage solutions to boost the financial results of your investments.
Financial characteristics: representative example
Minimum APR of 3.293% and maximum APR of 4.161%, calculated on the basis of a minimum APR of 3.184% and a maximum APR of 3.684%, resulting from the application of the 1-month Euribor index of June 30, 2025 with a minimum spread of 1.25% and a maximum spread of 1.75%. The APR also includes the study and organization commission, and is exempt from the remaining management, immobilization and repayment commissions, in accordance with the Bank's price list. If the interest rate component (index) is less than zero, the value of the index is considered to be zero (0.000%) when determining the applicable nominal rate and the respective APR. All proposals will be subject to credit risk analysis and decision by Banco L.J. Carregosa, S.A. This document does not constitute a contractual proposal.
Private Banking Exclusive Contact
Hours: Monday to Friday, from 09:00 to 19:00.
Cost of calling the national fixed network.














