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Every story has a beginning
Ours began in 1833.
It all began when Portugal was in the throes of civil war in 1833 and shortly after the Napoleonic invasions. Born in one of the most troubled periods of Portuguese history, Banco Carregosa was a pioneer of a new generation of financial institutions, which we now know as Private Banking.
Since then, we have lived through some of the most troubled periods in Portuguese history, throughout which we have always sought to create stability for our customers. Today, almost 200 years later, our strategy is aimed at continuity, stability and sustainability to give our clients lasting benefits.
History has taught us the importance of this train of thought. To ensure the long-term prosperity of our clients we need to protect the interests of future generations.
A culture of excellence
+4.000 M€
In assets under supervision
Focused on the needs of entrepreneurs, leaders, families and family offices. We help our clients protect and increase their assets and create a lasting legacy.
+150
Experts
Human capital is the most valuable asset. Our specialised teams are driven by one mission – to help clients preserve and grow their family wealth.
+190
Years of experience
Making tough decisions requires confidence. Based on in-depth experience of the financial world, we design individualised plans to suit each familys mission.
19,39%
Core Tier1
Banco Carregosa prides itself on being a sound institution, with solvency ratios above the sector's average. The Bank’s Common 1 ratio on December 31, 2023 was 19,39%.
The advantage of thinking long term.
Asan independent private bank, we have the advantage of being able to plan for the longterm, free from influences. Banco Carregosas shareholders have since the 19th centurypassed on their knowledge, experience and values from generation to generation.
Corporate Values
Independence
The only way to propose the best solutions is to eliminate conflicts of interest that prevent truly independent advice.
Innovation
It would be impossible to keep the name Carregosa alive since the 19th century to the present day without strong innovation and adaptation capacity.
Customisation
We stand apart from the competition in that we maintain a close and customised relationship with each client, offering solutions that are appropriate or developed to meet their needs.
Transparency
Rigour and seriousness in presenting investment solutions and providing timely, complete and straightforward information.
Sustainability
We promote a culture of environmental, economic and social sustainability, combined with a prudent risk policy, to impact the community.
Governance
Policies and
Normatives
Shareholders
Financial
Information
Órgãos Sociais
A administração e fiscalização do Banco Carregosa são exercidas através da atuação, respetivamente, do Conselho de Administração e do Conselho Fiscal, e do Revisor Oficial de Contas. O Conselho de Administração delega a gestão corrente da sociedade na Comissão Executiva.
Mesa de Assembleia-Geral
Luís Manuel de Faria Neiva dos Santos
Presidente
Maria Manuela Pereira Antunes
Secretária
Ana Mafalda Mateus Freitas Gonçalves Malafaya
Secretária
Conselho de Administração
Maria Cândida Cadeco da Rocha e Silva
Presidente
Jorge Manuel da Conceição Freitas Gonçalves
Vice-presidente
António José Paixão Pinto Marante
Administrador
Homero José de Pinho Coutinho
Administrador
Rogério Francisco Montenegro do Couto
Administrador
Francisco Miguel Melhorado de Oliveira Fernandes
Presidente da Comissão Executiva
Fernando Miguel da Costa Ramalho
Vogal da Comissão Executiva
José Nuno de Campos Alves
Vogal da Comissão Executiva
Mário Oldemiro Carvalho Fernandes
Vogal da Comissão Executiva
Mariana Mendes Baptista Lopes
Vogal da Comissão Executiva
Conselho Fiscal
Rodrigo de Melo Neiva Santos
Presidente
Cristina Maria da Costa Pinto
Vogal
António Fernando dos Reis Magalhães Pinto
Vogal
Rodrigo Maria de Azevedo Soares Cordeiro da Silveira
Suplente
Revisor Oficial de Contas (ROC)
Pricewaterhousecoopers & Associados - Sociedade de Revisores Oficiais de Contas Lda, representada por Aurélio Adriano Rangel Amado
Efetivo
Carlos Manuel Sim Sim Maia
Suplente
