10 Finance Apps that will change the way you manage your money
Although managing money can seem complicated, the right apps can simplify the process, making it quicker and more motivating. Whether you’re new to investing or looking to save more effectively, these tools could provide the support you need.
1. GoBulling Investor
Are you looking for an intuitive, secure and modern investment platform? If so, GoBulling Investor is the answer.
Developed by Banco Carregosa, this app puts the financial markets literally in the palm of your hand, no matter what device you are using. It is ideal for both beginners and experienced investors, as it allows you to manage everything in one place.
You can buy stocks, ETFs (PRIIPs), or investment funds, monitor your portfolio’s performance and track market trends. And the best part? The app is quick and easy to use, and hassle-free. Here’s a tip: explore the performance and popularity rankings to identify market trends and find opportunities.
Available for iOS and Android.
2. GoBulling Pro
GoBulling Pro is ideal for experienced investors, offering access to over 40,000 financial instruments across more than 30 global markets. The platform provides access to a range of products, markets and currencies. You can trade shares, ETFs, CFDs, Forex, Crypto FX, futures (contracts for the future purchase or sale of an asset at a set price and date), bonds and options (contracts that give the right, but not the obligation, to buy or sell an asset in the future). You can customise your favourites list to follow the topics that are most relevant to your strategy. You can also receive real-time notifications with market information and carry out technical analyses with just a few clicks. This award-winning platform is perfect for serious investors.
Available via iOS, Android or browser.
3. Zogo
If you want to learn about finance in a practical and enjoyable way, Zogo is an excellent resource. This app breaks down complex financial topics such as savings, credit, budgeting and taxes into quick, interactive lessons. With over 800 short, gamified modules, you can earn points and rewards as you learn. This makes the learning process more accessible and motivating. Zogo is ideal for anyone looking to improve their financial literacy.
Available for iOS and Android.
4. Boonzi
If you’re looking for a Portuguese app to help you manage your personal finances, Boonzi is an excellent choice. It allows you to consolidate all your bank account transactions in one place. Graphs and reports show you exactly where your money is being spent.
You can securely import bank statements without providing your password and analyse your spending habits by category or entity. What’s more, the app helps you plan for the coming months, set spending limits, and achieve savings goals, such as putting money aside for a long-awaited holiday.
Available for iOS and Android, and comes with a free one-month trial.
5. You Need a Budget (YNAB)
This is one of the most popular personal finance apps thanks to its simple yet effective method of allocating a purpose to every euro. The idea is to live off last month’s income, not spend more than you earn, and take full control of your budget.
YNAB can help you eliminate debt, build an emergency fund, and make clearer financial decisions. It teaches you how to plan, set goals and save money purposefully. This makes it ideal for anyone looking to improve their relationship with money and reduce financial stress.
Available for iOS, Android and computer, and can be tried for free for around a month.
6. Situação Fiscal (Tax situation)
This official government app, developed by the Tax and Customs Authority, is free and helps you to keep on top of your tax obligations and avoid fines. You will receive automatic notifications about payment deadlines and amounts, and you will be able to make payments via an ATM, homebanking, MB Way or a QR code.
You can also view refunds and set up direct debits for taxes such as the IRS, IRC, IUC and IMI. The authentication process uses the same data as on the Finance Portal. This app is essential for keeping your tax affairs organised.
Available for iOS and Android.
7. Bloomberg
If you’re interested in financial news and want to stay up to date with the latest developments in global markets, the Bloomberg is the app for you. It provides access to analyses, quotes, personalised alerts and expert content to help you understand the economic context. It’s an excellent tool for anyone who wants to make more informed decisions, even if they don’t invest directly through the app.
Available for iOS and Android.
8. Ellevest
The Ellevest app has been designed to help you achieve financial independence. And it’s free! Its remit extends well beyond budgeting and saving. It offers group coaching sessions, virtual workshops and educational content on topics such as salary negotiation, money management and personal financial planning.
It is available as both an iOS app and a web version. Paid plans offer access to premium content.
9. Spending Tracker
Spending Tracker is simple, intuitive and free. It’s perfect for anyone looking to start keeping track of their personal finances without any hassle. The app allows you to record income and expenditure, customise categories, and track your budget’s progress via weekly, monthly, or annual reports. Although the app is only available in English, you can set the euro as the main currency. The interactive graphs and an overview of expenses by category help you see where your money is being spent, making it easier to develop healthier financial habits.
Available for iOS and Android.
10. Monefy
If you're looking for a simple, free app to help you keep track of your daily spending, look no further than Monefy, one of the most practical and user-friendly options available. Recording each expense is easy – just one click and you’re done! You can view your spending in the form of clear graphs, which make it easy to identify areas where you could cut back. The app also allows you to synchronise data between devices via Google Drive or Dropbox, making it ideal for couples who want to manage their finances together.
Available for iOS and Android.
Banco Carregosa: going beyond finance apps
Taking control of your finances is the first step towards achieving financial freedom in the future. The right finance apps can help you track your spending, set goals and invest with greater confidence.
These tools are designed to simplify your financial life. They are ideal if you want to save, invest or simply understand where your money is going. Try them out and select the option that best suits your needs. Take the first step towards achieving a more balanced financial life! You can rely on Banco Carregosa NextGen for support as you progress.